Ministry of Education Risk Management Programme

Cost-effective and extensive insurance coverage — and it's all done for you.

There's a fundamental economic truth that says that if many purchasers combine to buy a product or a service, they can obtain it at a considerably lower cost than many single purchasers. This is the simple and logical message of this website.

Along with organising a liability insurance programme, many schools are still continuing to arrange their own contents cover. All of which is understandable, as they have wanted to ensure they have broad contents coverage.

As many of you will know the Ministry of Education has provided protection for school contents (Board of Trustees property) since 1989. The Ministry, with assistance from its appointed insurance broker, JLT have developed an enhanced programme that is the equal of any other in the market.

This is what the Ministry of Education Risk Management Programme can do for your school:

  • Provide contents cover (all Board of Trustees property for their replacement value, including items such as laptops and sporting equipment.)
  • Provide a broad liability insurance programme (Public, Trustees, Statutory, Employment Disputes, Professionals, Employers, Fidelity, Legal Expenses. This programme automatically includes cover for school events such as camps, walks etc, and school fund-raising activities.)
  • Make it easy to obtain cover — just complete the form
  • No premium to pay from your school budget. The Ministry of Education fully fund the programme through quarterly deductions from the Schools' Operations Grant.

Remember, this is the simple and logical way to arrange your school's insurance cover. You get all the cover you need and the administration costs are minimal.

How do I sign up for this new cover, or renew my existing cover in the Risk Management programme?

To join the scheme simply complete and fax the application form included in this website back to the Ministry of Education, and your school is automatically covered. Once your school is in the scheme it remains in the scheme until you choose to withdraw. No annual renewal is required.

The Ministry of Education's fax number is: 04 463 8376

Lumley General Insurance (N.Z.) Limited only provides the liability insurance section of the Risk Management Programme.

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Disclaimer: This policy and product information is intended to provide general information. The contents do not constitute legal advice and should not be relied on as such.