Policy Wordings

Click on the links below to be taken to the appropriate policy wordings:

Engineering policy wordings

Contract Works

Please contact the Engineering team via your NZI Sales Team

Transit, Erection and Testing

Transit, Erection and Testing policy wording

Advanced Loss of Profits

Please contact the Engineering team via your NZI Sales Team

Electronic Equipment

Electronic Equipment policy wording

Electronic Data Processing Media policy wording

Increased Cost Of Working policy wording

Machinery Breakdown

Machinery Breakdown policy wording

Loss of Profits policy wording

Additional Costs of Working policy wording

Contractors Plant and Machinery

Contractors Plant and Machinery policy wording

Contractors Plant, Machinery and Tools policy wording


Liability policy wordings

Associations Liability Associations Liability policy wording
Bailees Liability         Bailees Liability policy wording

Employers Liability

Employers Liability policy wording

Fidelity Liability Fidelity Liability policy wording

General Liability

General / Broadform Liability policy wording

Broadform Liability Claims examples

Broadform Liability Change summary

Internet Liability Internet Liability policy wording

Statutory Liability

Statutory Liability policy wording

Statutory Liability (Australia) policy wording

Legal Prosecution Defence Liability  Legal Prosecution Defence policy wording

Directors & Officers Liability

Directors & Officers Liability policy wording

Employment Disputes Liability

Employment Disputes Liability policy wording

Malpractice Liability

Malpractice Liability policy wording

Management Shield  Management Shield combined policy wording

Professional Indemnity

Professional Indemnity policy wording

Professional Indemnity (Licensed Building Practitioners) policy wording

Professional Indemnity (Licensed Building Practitioners) employee protection policy wording

Trustees Liability

Trustees Liability policy wording

Technology Liability

Technology Liability policy wording

Technology Liability IT contractors policy wording


Marine policy wordings

Hull

Hull insurance policy wording

Hull insurance (yachts) policy wording

Hull insurance (fishing vessel) policy wording

Hull insurance (marine dealers) policy wording (Temporarily unavailable)

Cargo

Please contact your NZI Marine representative

Pleasurecraft

Safe Anchor pleasurecraft policy wording 

SAA Changes to pleasurecraft policies - information sheet (effective 14 December 2015)

Safe Anchor pleasurecraft change summary  (effective 14 December 2015)

NZ Police Fire & General Insurance change summary (effective 14 December 2015)

Carriers Liability

Carriers Liability policy wording

Carriers Liability policy wording (effective 14 December 2017)

Marine Liabilities

Freight Forwarders Combined Liability policy wording

Freight Forwarders Combined Liability policy wording (effective 14 December 2017)

Please contact the NZI Marine team for other policy wordings

Motor policy wordings

 Commercial Motor Vehicle

Commercial Motor Vehicle Policy wording (effective 26 August 2016)

Commercial Motor Vehicle Summary of cover

Autofleet

Autofleet policy wording (Note: the Autofleet policy wording will be replaced by the Lumley Commercial Motor Vehicle policy for new business and renewals effective from 26 August 2016)

Autofleet Change Summary (effective 14 December 2015)

One to Ten Plus

One to Ten Plus policy wording (Note: the One to Ten policy wording will be replaced by the Lumley Commercial Motor Vehicle policy for new business and renewals effective from 26 August 2016)

One to Ten Change Summary (effective 14 December 2015)

Motorcycle

Please contact the NZI Commercial Motor team

Personal Lines policy wordings

Safe and Sound™

Safe and Sound™ Home and Contents policy wording (New Version)

 

Safe and Sound™ Home and Contents policy wording (Old Version S&SWordings21/11/14)

Please refer to your Policy Schedule for the policy wording version.

 

Please contact the Personal Lines team by calling us on 0800 300 133 or emailing plines@lumley.co.nz

Drive Easy

Drive Easy policy wording (New Version)

 

Drive Easy policy wording (Old Version DriveEasyWordings21/11/14)

Please refer to your Policy Schedule for the policy wording version.

 

Drive Easy Change summary (effective 14 December 2015)

SAA Changes to Personal Motor Vehicle Policies -information sheet (effective 14 December 2015)

NZ Police Fire and General Motor Change Summary (effective 14 December 2015)

Safe Anchor

Safe Anchor policy wording 

Safe Anchor Change Summary (effective 14 December 2015)

SAA Changes to pleasurecraft policies - information sheet (effective 14 December 2015)

Property policy wordings

Material Damage and Business Interruption

Material Damage and Business Interruption policy wording

Personal Accident and Illness

Personal Accident and Illness policy wording

Business Interruption Indemnity

Business Interruption Indemnity Deferment Benefit policy wording