TOP PAK
Our TOP PAK™ all-in-one insurance policy is specifically designed for transport operators with fleets of 20 vehicles or less.
Benefits
- Bundled policy with a single competitive premium
- Designed to address all aspects of risk
- Includes motor vehicle, general liability and carriers liability
- Additional options include material damage, business interruption and personal accident cover
- The more policy components selected, the more cost-effective the overall policy
- Also includes coverage for transport operators’ private vehicles. Click here for more information
Ruralpak
Our Ruralpak™ insurance policy is a commercial package designed specifically for farms. By working alongside the farming community, we have been able to tailor a flexible and integrated product to suit your clients’ needs.
Cover options
- Farm buildings and assets
- Farm income
- Farm assets breakdown
- Farm liability
- Employees liability (including fines and penalties)
- Transit
- Deterioration of refrigerated stock
- Personal income protection
- Farm vehicles and plant
Lumley BizPak
Our BIZPAK insurance policy provides tailored cover for small businesses.
Benefits
- Designed for clients who want to maximise their coverage under one competitively packaged policy
- Nine classes of business cover combined into one very competitive package, enabling your client to select the right cover for their business, which saves time and money
- No need for a proposal form – you provide us with the basic underwriting information and your clients complete a straightforward declaration
- Helps you attract new clients – simply choose our base package (Material Damage/Business Interruption) and add other options to suit individual requirements
Cover options
- Material Damage
- Business Interruption
- Broadform Liability
- Employers Liability
- Statutory Liability
- Commercial Motor
- Machinery Breakdown
- Electronic Equipment
- Cargo (in NZ)