Employers Liability

Our Employers Liability insurance policy provides financial compensation to help employers against common law claims (capable of being brought in a New Zealand court) which they may be liable to pay for personal injury sustained by an employee that is not covered by ACC legislation.

Employers Liability insurance policy benefits

• Indemnifies the insured for compensation or damages they become legally liable to pay
• Covers the costs of investigating, defending or settling such claims

The types of claims for personal injury that are covered

• Mental injury or mental anguish without physical injury (e.g. stress)
• Gradually occurring diseases (e.g. chemicals or workplace environment)
• Disease or infection (e.g. legionnaires’ disease)
• Non-physical stress or fright (e.g. heart attack or stroke)
• Punitive or exemplary damages