Extra large - 51 or more vehicles

A tailored insurance package specifically for Transport Operators with 51 or more vehicles*.


What does it mean?

Benefits for your clients

Torque Data  

  • An online fleet management system that enables your clients to monitor their vehicle fleet performance
  • This includes recording and maintaining vehicle and staff details and crash and incident frequency rates
  • Through better management of risk, your clients will reap the rewards through improved operational efficiency and an improved bottom line.

Because Torque Data:

  • Helps to minimise your clients risk as they will know more about their driver performance
  • Helps improve cost management by reducing repairs, costs and frequency
  • Provides your clients with a staff management facility
  • Reports any claims directly to Lumley – making the process much smoother
  • Information gathered enables Lumley to tailor a Fleet Risk Management programme specifically for your client’s business 

Crash Scene Assistance service   0800 111 108

  • 24/7 crash assistance service
  • For all commercial vehicles
  • One call takes all the hassle away from your clients and their drivers, takes care of sending the right tow truck at the right time and arranging the clean up to initiating the assessment process
  • The right tow truck for the right vehicle at the right time
  • Help any time of the day or night
  • Road clean-up and vehicle salvage
  • It gets your clients back on the road faster
  • Provides support for the driver involved

Subsidised in-vehicle camera

  • A unique safety awareness and management tool
  • Reduces collisions caused by unsafe driving behaviour
  • Reduces fuel expenses caused by aggressive driving
  • Reduces maintenance costs (tyres/brakes etc)
  • Provides access to unbiased evidence to determine fault and settle claims
  • Lower insurance costs due to reduced claims and direct bottom line savings to your clients business

Modelled premium rating 

  • We will rate risk based on individual performance
  • The bigger your client’s business the more performance influences the premium rates they pay
  • Moving away from ‘book rates’
  • Clearly shows value – i.e.: performance improvement will reduce your client’s risk

Discounted Accident Risk Management profiling

  • Accident Risk Management (ARM) is a survey which provides insight into an individual’s attitude towards:
  • Safety
  • Avoiding risk
  • Stress
  • Driving and quality  
  • Helps to select better quality staff
  • Can help to reduce your client’s accident and incident rate keeping their trucks on the road

Opportunity to join the Benchmark Club 

  • By invitation only
  • Join a group of selected clients who feed information into a central database
  • Share knowledge across top transport operators
  • The information identifies the best practice in the industry  
  • Your client’s business will have access to benchmark analysis and support database
  • Provides them with the opportunity to assess their performance against their peers.   

Fleet Risk Manager presentations 

  • One of our expert
  • Fleet Risk Managers will attend your client’s driver meetings to provide helpful advice   
  • Can help your client to identify best practice standards for their business and define strategies for improvement       

Subsidised Torque Fleet Risk Management Review  

  • A full business review from one of our Torque Fleet Risk Management experts
  • Face to face training for your client and their staff    
  • This can help to reduce accidents and incidents
  • Can reduce costs and downtime
  • They will receive assistance in identifying management systems, policies and procedures
  • Assistance with ACC Work Safety Management Practices (WSMP) audit standards       

*Vehicles = powered units involved in cartage

For more information contact the Commercial Motor team on 0800 561 999 or email motor@lumley.co.nz